For those who’re going to spend a number of hundred {dollars} shopping for new garments, electronics, or furnishings, why not earn further rewards when you’re at it?
In Singapore, it definitely pays to make use of the fitting bank card for purchasing. With beneficiant rewards for each greenback you spend, bank cards could make your cash work arduous and bathe you with presents – assuming you pay your invoice in full and on time, in fact!
We got here up with an inventory of one of the best purchasing bank cards from our companions and the market. Whether or not it’s extra flexibility paying for giant purchases or incomes air miles out of your purchasing, we hope you’ll discover the proper card for you beneath:
READ MORE:
These Hacks Will Assist You Save Extra Earlier than The 12 months Ends
10 Millionaire Celebrities Who Hated Spending Their Laborious-earned Cash
10 Methods You Can Save Cash On Electrical energy Payments In Singapore
The Credit score Playing cards With The Greatest Rewards In Singapore
Greatest for Massive Purchases: OCBC CashFlo MasterCard
picture
Bank card instalment plans make huge purchases extra reasonably priced, however they arrive with a few drawbacks too. Nevertheless, there’s one bank card that brings one of the best of each worlds.
The OCBC CashFlo MasterCard is the one bank card in Singapore that robotically splits funds into zero per cent instalment plans, and rewards you for them. With a minimal spend of S$100, all purchases beneath S$1,000 get break up into an interest-free 3-month instalment plan. Whenever you spend on an merchandise price S$1,000 or extra, funds get break up over 6 months.
Not like different bank cards, which don’t give rewards for purchases on instalment, the OCBC Cashflo MasterCard awards you with rebates. Earn a one per cent rebate with a month-to-month invoice greater than S$1,000, or 0.5 per cent rebate with a month-to-month invoice decrease than S$1,000.
Greatest for On-line Purchasing: Commonplace Chartered SingPost Platinum Card
picture
This card was constructed with internet buyers in thoughts, with seven per cent cashback for on-line purchases – together with journey bookings, meals deliveries, and retail! Do notice that you have to spend no less than S$600 per billing cycle to earn rebates on on-line purchasing. Rebates are capped at S$60 monthly.
The SingPost Platinum Visa comes outfitted with nice security options to maintain internet buyers protected. If inside 30 days after making a web based buy, you discover the identical merchandise on a unique web site at a a lot lower cost, you’ll be able to declare a 50 per cent refund of the worth distinction by means of the cardboard’s On-line Worth Assure function. With the cardboard’s CardSafe Assure, you by no means have to fret about strangers getting maintain of your card quantity and charging 1000’s of {dollars} price of transactions on it.
For those who do the majority of your on-line purchasing on Amazon and different US-based shops, you may like the truth that it comes with vPost cargo reductions – a beneficiant 20 per cent off your shipments to Singapore.
Lastly, this card additionally offers you reductions in your Uber rides till 30 September 2017, and a alternative of S$150 in Uber credit as a welcome reward!
Greatest Card for Journey Rewards: Citi Rewards Visa Signature Card
picture
Many bank cards allow you to commerce rewards factors for air miles, however the Citi Rewards Visa Signature Card is probably the most environment friendly one at doing so.
You earn 10 Citi {Dollars} or 4 miles for each S$1 you spend on sneakers, baggage, and garments at on-line or offline retail shops and department shops. No different card, not even probably the most premium air miles bank card, offers you this many miles per greenback!
Sometimes, the Citi Rewards Card offers 20 Citi {Dollars} or 8 miles at sure shops. In the mean time, you’ll be able to take pleasure in this accelerated earn charge at Qoo10 till 30 April 2017. Do notice that the rewards are capped at 20,000 Citi {Dollars} per calendar month (round S$100 price of purchases).
Outdoors of shopping for sneakers, garments, and baggage, this bank card offers you 1 Citi Greenback per S$1 spent.
Lastly, the Citi Rewards Card offers unique reductions to the preferred on-line purchasing locations in Singapore, together with Lazada, Zalora, and Airbnb. And since it’s a Citi bank card, you can even use it to get entry to Citibank’s buffet promotions.
Textual content: SingSaver
